Privacy policy

Effective Date: 01/17/19

Financechampion.com is owned and operated by Chief Credit Card. (“Company” “we” or “our”) is committed to advising you of the right to your privacy and strives to provide a safe and secure user experience. This Privacy Policy explains how we collect, store and use personal information, provided by you on our website. It also explains how we collect and use non-personal information. By accessing and using our website, you agree to the way we collect, use and transfer of the personal information and non-personal information in the manner described in this Privacy Policy. Please read this Policy carefully, as it affects your rights and liabilities under the law. If you disagree with the way we collect and process personal and non-personal information, please do not use this website.

If you have any questions regarding this Privacy Policy, please contact us at 407 Suburban Dr. unit 201, Newark, DE 19711, privacyofficer@financechampion.com.

1. Information We Collect.

We collect the following information about you when you visit and use our website: personal information, demographic information, behavioral information, and indirect information. We also collect combinations of these types of information.

(a) Personal information identifies you – such as your name, address, telephone number(s), mobile numbers and email address.

(b) Demographic information is general population characteristics – such as zip code, mobile phone carrier, age, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests.

(c) Behavioral information is automatically collected by us – such as how you use our website, web pages you visit, what you access on our website, the computer hardware and software you use, IP address, where you are located, browser type, type of operating system used, domain names visited, times that you access the internet, and other websites you have visited.

(d) Third party information about you we receive from other companies or people. This may include information from cookies. We do not have access or control over these cookies. We have no responsibility or liability for the policies and practices of those who own the cookies.

We do not knowingly collect any Personal Information from children under the age of 13. If we obtain actual knowledge that we have collected Personal Information about a child under the age of 13, that information will be immediately deleted from our database.

2. Cookies, Web Beacons, and JavaScript.

We as well as our advertisers and vendors use cookies, web beacons, and java scripts. These software programs collect information about you and your computer including your internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or other data. This information is used to analyze our website and track user movements. We use this to obtain payment for our services, or general information about our users as a whole. We use electronic images known as Web Beacons (sometimes called single-pixel gifs, clear gifs or action tags) to collect information about your visit to our website, measure and improve the effectiveness of advertisements and track delivery of advertising. We use JavaScript, a computer language to enhance the functionality of websites, particularly with respect to pictures. You may deactivate Cookies, Web Beacons and JavaScript through your browser settings but you will not be able to use some of the functions of our website.

3. Use Information Collected.

We use the information we gather on our website to provide you with the services and/or products you have requested. This may include passing your information on to a third party to provide such services or products. We do not control the privacy practices of third parties. If you have any questions or wish to remove your information from the third party databases, you will need to contact that party directly. We also use the information to respond to any questions you have and improve the functionality of our website.

4. Sharing Information.

We share your personal information with third parties who help us in the delivery of the products and services you have requested. We also share your information with companies and individuals we employ to perform technical functions for us. We share your information with third parties who will market to you their opportunities, products or services. We share personal and non-personal information as well as your interests and preferences so third parties may determine whether you might be interested in their products or services. We share aggregated anonymous information about you, combined with other persons using our website with third parties, so that our customers or vendors can see the types of visitors to our website, and how those visitors use our website. We share your information if legally required to do so or pursuant to a request from a governmental entity, or if we believe in good faith that such action is necessary to stay legally compliant with applicable laws or prevent a crime. Finally, we share your information if we sell our company or merge with another company.

5. Third Party Collection and Use of Information.

Third parties collect and use information about you on or through our website as well. Advertising agencies, advertising networks, and other companies who place ads on our website, may use their own cookies, web beacons, and other technology, to collect information about you. We do not control the use of such technology and have no responsibility for the use of such technology to gather information about you. Our website and email messages sometimes contain hypertext links to websites owned by third parties. We are not responsible for the privacy practices or content of such other websites. These links are provided for your convenience and reference only. We do not operate or control any information, software, products or services, available on these third party websites. Their link on our website does not imply any endorsement of the services, products or website, or its sponsoring organization.

6. Security of Your Information.

We try to safeguard and protect your information. The servers in which we store your information are kept in a secure physical environment and have industry standard firewalls. Access to such servers is password protected and access by our employees is limited. Currently, we use Secure Socket Layer software (“SSL”) to protect data and to secure any transactions. Although we take commercially reasonable technological precautions to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure; therefore, we cannot and do not warrant that your information will be absolutely secure. Any transmission of data at or through our website is at your own risk.

7. Changes to Privacy Policy.

We reserve the right to make material changes to the substance of this Privacy Policy. We will post those changes through a prominent notice on the website, so that you will always know what information we gather, how we might use that information, and to whom we will disclose it.

8. California Residents.

California residents have the right to receive, once a year, information about third parties with whom we have shared information about you or your family for their marketing purposes during the previous calendar year, and a description of the categories of personal information shared. In addition, California residents have the right to know if we respond to do not track signals or cookies. We do not respond to such signals or cookies.

California customers may request further information about our compliance with by writing us at the address below. Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through a request to our postal address.

GDPR and EU Citizens. We are no longer accepting any Personal Information or other data from EU Citizens and have deleted all Personal Information we could identify as belonging to an EU citizen. If you are an EU Citizen and want your information deleted, please contact us.